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Monetary and financial statistics – September 2015


According to statistics released today by the Monetary Authority of Macao, money supply rebounded in September. As total deposits increased whereas total loans decreased, the overall loan-to-deposit ratio of the banking sector dropped from a month earlier. Money supply Currency in circulation and demand deposits grew 2.1% and 1.2% respectively. M1 thus increased 1.4% from one month earlier. Concurrently, quasi-monetary liabilities increased 0.7%. The sum of these two items, i.e. M2, increased 0.8% to MOP482.3 billion. On an annual basis, M1 remained virtually unchanged whereas M2 dropped 1.0%. The share of Pataca (MOP) in M2 stood at 28.5%, up 0.5 percentage points from a month ago or 3.3 percentage points from a year earlier. The share of Hong Kong Dollar (HKD) in M2 was 49.2%, up 0.1 percentage point month-to-month but down 0.3 percentage points year-on-year. The share of Chinese Yuan (CNY) was 9.2%, down 0.8 percentage points month-to-month or 6.8 percentage points year-on-year. The share of United States Dollar (USD) was 10.9%, up 0.2 percentage points month-to-month or 3.7 percentage points year-on-year. Deposits Resident deposits increased 0.8% from the preceding month to MOP470.6 billion. Of which, MOP, HKD and USD deposits increased at respective rates of 2.8%, 1.0% and 3.1%. CNY and other foreign currency deposits decreased 7.6% and 0.9% respectively. Non-resident deposits rose 5.4% to MOP269.9 billion. Public sector deposits with the banking sector increased 1.1% to MOP127.0 billion. As a result, total deposits with the banking sector grew 2.2% from a month earlier to MOP867.5 billion. The shares of MOP, HKD, CNY and USD in total deposits were 19.3%, 41.1%, 11.2% and 25.0% respectively. Loans Domestic loans to the private sector increased 1.1% from a month ago to MOP390.3 billion. Among which, MOP105.0 billion was MOP-denominated, MOP255.5 billion was denominated in HKD, MOP3.5 billion was denominated in CNY and MOP23.6 billion was denominated in USD, representing 26.9%, 65.5%, 0.9% and 6.0% of the total respectively. Analysed by economic sector, “gaming”, “manufacturing” and “restaurants, hotels and similar” increased at respective rates of 46.6%, 20.6% and 12.3% compared with a quarter ago, whereas “non-monetary financial institutions” and “transport, warehouse and communications” dropped 16.1% and 7.0% respectively. External loans dropped 1.7% to MOP388.3 billion; of which, loans denominated in MOP, HKD, CNY and USD accounted for 1.4% (MOP5.2 billion), 24.4% (MOP94.8 billion), 20.4% (MOP79.1 billion) and 48.2% (MOP187.2 billion) respectively. Operating ratios At end-September, the loan-to-deposit ratio for the resident sector grew 0.1 percentage point from the previous month to 65.3%. The ratio for both the resident and non-resident sectors fell 2.3 percentage points to 89.8%. The one-month and three-month current assets to liabilities ratios stayed at relatively high levels, marked at 58.0% and 59.4% respectively. The non-performing loan ratio, an indicator for bank asset quality, was 0.1%, virtually unchanged from one month earlier but down 0.1 percentage point from one year ago.



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